Employees are looking for sources to fund financial emergencies as well as enhancing their retirements. The federal government has made available a program to do just that. No salary reduction for your employees and no cost to employers, all paid for through tax savings.

Attentive's SIMERP™ wellness model is based on existing IRS regulations and requirements. Available to companies of all sizes.

This is a guarantee issued, high cash value IUL life insurance policy for participating employees.

1. All employees qualify, no medical testing required.
2. High cash value account:
   • Can’t lose money in the fund
   • Tax-free growth
   • Tax-free withdrawals for financial/medical expenses or retirement
3. Living benefits, access death benefit while you are alive, cash for living/medical expenses.       

Attentive Health & Wellness Flyer

Attentive Health & Wellness SIMERP™ ​ Program Details

"Riding the Wave to Affordable Healthcare" Article

By participating in a Self-Insured Medical Expense Reimbursement Plan with a Wellness emphasis (SIMERP)™.

Employer Benefits:

• NO INVESTMENT
• Immediate financial impact to the bottom line
• Reduced taxable revenue - $500 average payroll savings, per participating employee per year
• Increase employee retention, loyalty and productivity
• Reduces claims 1-2% on average or $1,400 per participant over a three year period
• Operational, and fully automated within 30-45 days

Employee Benefits:

• NO TAKE-HOME PAY REDUCTIONS
• Opportunity to increase retirement savings by an average of $1,800 per year
• Robust Personal Health Dashboard identifies opportunities for a healthier lifestyle
• 24/7 Telehelth™ doctors, nurses, and health coaches, copay-free
• Mayo Clinic wellness programs
• Addiction recovery and counseling, copay-free
• Supplemental insurance benefits such as Life, Hospital Indemnity, Accident, Critical Illness and AD&D